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  • Retire2Fla.com's New Information Page for "The Villages"!!

    Our all new section features The Villages located in Lady Lake, FL, just north of Orlando and south of Ocala. Central Florida’s largest active adult community features multiple golf courses and a wide array of activities and services including shopping, restaurants, sports, and medical facilities designed specifically for active adults 55 and older.

  • New Retirement Resources Center!

    Welcome to the new Retire2fla.com's Retirement Resources Center. Here you will find information on Health and Life Insurance, along with information to help you learn to invest your money into such things as Mutual Funds and Annuities. Please take a look at our new Retirement Resources Center and lets us know how we can expand it even more to better serve you.

  • Mortgages - What Are The Different Types

    Many mortgage programs are available today. Choosing the right one for you can make a huge difference in your monthly payment. Learn the difference between fixed rate, ARMs, Interest Only and balloon mortgages. Read More About The Different Types of Mortgages

  • Tips To Chiropractic Consultation

    Chiropractic consultations need not be a cause of worry with the some tips and bits of information. Read More about Tips To Chiropractic Consultation

  • Simple Golf Swing

    Get Your Hands On The "Simple Golf Swing" Training That Has Helped Thousands Of Golfers Improve Their Game

    Get access to the Setup Chapter from the Golf Instruction System that has helped thousands of golfers drop strokes off their handicap.

Welcome to Florida... Where “Retirement” brings on a whole new meaning!

 




Investments for your Retirement

Fixed Annuities:

A fixed annuity can help reduce your tax liability, by allowing your assets to grow through the deferrment of those taxes. You can get a fixed annuity through an insurance company. A fixed annuity is great for those people that havaen't quite reached retirement. A fixed annuity can help supply a steady source of guarranteed income that is issued for one or more people. The amount of the dispursment is also specified, along with the term which can be a for a certain time or for life.

There are two kinds of available annuities:

  • Fixed Deferred Annuity: may be purchased in one payment (single premium), or in a group of scheduled payments. Each one of the individual payments can earn a interest rate that is guaranteed for a certain amount of time (can be 1,3,5 or 6 years)
  • Immediate Fixed Annuity: is usually bought around or close to a persons retirement. The immediate fixed annuity is bought in one large payment. This payment is then submitted into a group of sceduled payments made to you either annually, semi-annually, quarterly, or monthly. These annuity payments are calculated through a fixed interest rate.


Variable Annuities:

A variable annuity is when you and an insurance company enter into a binding contract, in which the insurance company will be under contract to make scheduled payments to you. The payments will be made by the insurance company to you at a specified date in the future or immediately.

The benefits to purchasing a variable annuity include:

  • Guaranteed Payments
  • Guaranteed Death Benefits
  • Tax Deferral

To make things even more attractive, a variable annuity that is deferred can give you the option to collect payments that are guaranteed for life! With this option you can collect annuity payments long after retirement.